Privacy Policy

National University and Xap Corporation ("Xap"), the company that operates the National University PAIS calculator for National University, have adopted the following privacy policy for the information collected at this website.

As the National University PAIS calculator evolves, we may update this privacy policy to reflect changes in the manner in which we deal with personal information, whether to comply with then-applicable regulations and self-regulatory standards or otherwise. The privacy policy posted here will always be current. We encourage you to review this statement regularly.

• The National University PAIS calculator privacy policy and its exceptions
• The personal identifying information we collect
• Reasons we collect personal identifying information
• Minimum age of 13 required to establish an account
• Ways in which personal identifying information may be used
• With whom personal identifying information may be shared
• Security measures to protect information entrusted to Xap and National University
• Cookies
• Links
• Modifying and deleting your information
• Amending this Privacy Policy
• Questions

Except as set forth below, personally identifiable data you enter on the National University PAIS calculator is not made available or distributed to third parties. In particular, National University and Xap will not give, sell, or provide access to your personal information to any company, individual, or organization for its use in marketing or commercial solicitation or for any other purpose.

There are limited exceptions to the National University PAIS calculator privacy policy. When required by law to comply with any valid legal process such as a search warrant, subpoena, statute, regulation, or court order, National University or Xap will supply such information contained in your National University PAIS calculator account as National University or Xap reasonably determines, based on the advice of counsel, it is legally required to supply. In addition, National University or Xap may release specific information relevant to special cases, such as a physical threat to you or others or an attempted breach of security on the National University PAIS calculator site.

The National University PAIS calculator collects personal identifying information from you including, but not limited to, your name, date of birth, e-mail address, and such additional information as you provide in connection with your use of the National University PAIS calculator.

The National University PAIS calculator collects personal information from you primarily for two reasons. The first reason is to perform a task utilizing the calculator requested by you. The second reason is to enable Xap to respond to your questions or contact you when necessary in connection with the functioning of the National University PAIS calculator.

When you log on to the National University PAIS calculator, your browser will automatically transmit to the National University PAIS calculator's server the IP address of your computer and type of browser you are using. Although your browser transmits the IP address of your computer, the National University PAIS calculator does not associate this IP address with any personally identifiable information regarding you. The National University PAIS calculator does not collect any personally identifiable information other than what users submit and their browsers transmit.

The National University PAIS calculator will not collect any information from persons who are not yet 13 years old. If you are under 13 years of age, you are not authorized to create an account on the National University PAIS calculator.

If you are 13 years of age or older, you are required to create an account to utilize the National University PAIS calculator, which will provide a preliminary estimate of your financial aid eligibility.

The National University PAIS calculator will use your personal identifying information to complete an estimate of your eligibility for financial aid. In addition, your personal identifying information may also be used for the following purposes:

• We may use your identifying information to help diagnose problems with the National University PAIS calculator's server.
• Summary data representing a compilation of aggregate data representing the National University PAIS calculator users may be collected by Xap and provided to National University. NO PERSONAL IDENTIFYING INFORMATION IS MADE AVAILABLE AS PART OF THESE SUMMARY REPORTS. Some examples of summary data are the number of monthly visitors to the site and the number of calculated results submitted by the National University PAIS calculator.

Any time you request that we perform a task that involves a transfer of data, the data related to the performance of that task will be made available to a recipient you designate or to a service provider assisting us in completing that task. If you estimate your eligibility for financial aid using the National University PAIS calculator, the personal data used in the estimation process will be provided to the financial aid office of National University.

Note: If you begin using the calculator, your name and other data entered in the calculator may be provided to the National University financial aid office, even though you have not yet completed the financial aid estimate calculation.

The National University PAIS calculator causes the data you input to be encrypted when in route between your browser and the National University PAIS calculator server and when in route between the National University PAIS calculator server and some other browser or server. This practice helps prevent unauthorized third parties from intercepting and gaining access to your private data during transmission over the Internet. The National University PAIS calculator uses 128-bit, Secure Socket Layer encryption supported by Netscape's, Microsoft's, and Mozilla Firefox's browsers. Data residing on the National University PAIS calculator server is password protected, and access is provided only to the account holder who created the password, anyone to whom that account holder entrusted the password, and those employees of Xap who require such access to administer and maintain the National University PAIS calculator system or to provide requested customer support to users of the National University PAIS calculator. Each Xap employee who has access to the data residing on the National University PAIS calculator server has agreed in writing to respect the privacy of all such personal data.

A cookie is a small file that a website transfers to a user's computer, which may then be stored on its hard drive. The National University PAIS calculator uses cookies to remember you and personalize your web-viewing experience by keeping track of your session when logged on to the National University PAIS calculator. Cookies enable you to maintain continuity as you move from page to page on the National University PAIS calculator and to avoid the nuisance of being asked to provide the same information repeatedly. Cookies also allow us to make sure that only your browser can exchange information regarding your account with our servers. Cookies cannot be used to steal personal information or to gain access to information that you did not directly provide. The cookies we use are set when you log on to the National University PAIS calculator and are erased when you log off the National University PAIS calculator or completely close your browser.

Most browsers are initially set to accept cookies. If you don't want cookies, you can set your browser to disable or refuse cookies or to alert you when cookies are being used. You should note, however, that the National University PAIS calculator might not function properly when cookies are not utilized.

The National University PAIS calculator hosts links to other sites or resources, and you may link to one of those sites or resources for a variety of purposes. These sites and resources have privacy policies that may differ from that of the National University PAIS calculator, and for your protection, we recommend that you read and understand the privacy policy at any website prior to providing personal information on that website. Neither National University nor Xap is responsible for the privacy practices or the content of any websites, other than sites they respectively operate or sponsor, to which the National University PAIS calculator links or for the conduct of persons operating those websites. National University and Xap do not have control over, and do not endorse such external sites and resources. National University and Xap shall not be liable for any content, advertising, products, or other materials on or available from such sites or resources. In addition, National University and Xap shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, advertising, products, or materials on or available through any such site or resource.

You may update, otherwise modify, or delete from the data stored on the National University PAIS calculator any personal information you previously provided. To delete personal information, you will need to contact Xap at 1-800-GOTO-XAP and request that your profile be deleted. Please recognize that if you delete information, it will no longer be available on the National University PAIS calculator so that, for example, if National University were to attempt to retrieve that information from the National University PAIS calculator after you made the deletion the deleted information would no longer be accessible.

National University and Xap may amend this Privacy Policy from time to time. Unless legal obligations require faster implementation, if National University and Xap make any substantial changes to this Privacy Policy concerning use of your personal information they will notify you by posting a message on the National University PAIS calculator homepage for at least thirty days. Thereafter, the new privacy policy will apply to all data previously submitted or subsequently submitted to the National University PAIS calculator, unless such use if prohibited by law. If you do not wish to have your information used in accordance with a newly posted privacy policy, you should delete the relevant information in the manner described in the preceding section, "Modifying and deleting your information."

If you have any questions about this Privacy Policy and the privacy practices on this site, you may contact us at privacy@xap.com.