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Friday 5.9.2008

Plan, explore, and apply to college using these great tools.

THE PRIVACY POLICY FOR XAP.COM

Effective as of August 2, 2006

Xap Corporation ("Xap"), the company that operates Xap.com, has adopted the following privacy policy for the information collected at this website.

As Xap.com evolves, we may update this privacy policy to reflect changes in the manner in which we deal with personal information, whether to comply with then-applicable regulations and self-regulatory standards or otherwise. The privacy policy posted here will always be current. We encourage you to review this statement regularly.

WHAT THIS PRIVACY POLICY STATEMENT COVERS:

XAP.COM PRIVACY POLICY AND ITS EXCEPTIONS
Except as set forth below, personally identifiable data you enter on Xap.com is not made available or distributed to third parties, except with your express consent or at your express direction. In particular, Xap.com and Xap will not give, sell or provide access to your personal information to any company, individual or organization for its use in marketing or commercial solicitation or for any other purpose, except with your express consent, at your direction, as is necessary for the operation of this site, or pursuant to one of the exceptions listed below.

EXCEPTIONS TO THE PRIVACY POLICY
There are limited exceptions to the Xap.com privacy policy. When required by law to comply with any valid legal process such as a search warrant, subpoena, statute, regulation or court order, Xap will supply such information contained in your Xap.com account as Xap reasonably determines, based on the advice of counsel, it is legally required to supply. In addition, Xap may release specific information relevant to special cases, such as a physical threat to you or others or an attempted breach of security on the Xap.com site.

THE PERSONAL IDENTIFYING INFORMATION WE COLLECT
Xap.com collects personal identifying information from you including, but not limited to, your name, date of birth, address, e-mail address, telephone number, grade level, parent's, contact information, Social Security number, such additional information as you choose to include in your user profile or are required to provide by the college and financial aid applications that you choose to complete, and information associated with activities you have undertaken on Xap.com.

REASONS WE COLLECT YOUR PERSONAL IDENTIFYING INFORMATION
Xap.com collects personal information from you primarily for three reasons. The first reason is to perform a task on Xap.com, such as filling out a specific college admission application, requested by you. The second reason is to enable you to submit in a convenient and efficient manner information that is likely to be needed when you complete college admission, financial aid and other applications and forms made available through Xap.com or undertake a scholarship search on Xap.com, and the third reason is to enable Xap to respond to your questions or contact you when necessary in connection with the functioning of Xap.com. When the effective functioning of a Xap.com module does not require personal information, none is collected, and any such module can be accessed without opening an account or providing any personal data.

When you log on to Xap.com, your browser will automatically transmit to Xap.com's server the IP address of your computer and type of browser you are using. Although your browser transmits the IP address of your computer, Xap.com does not associate this IP address with any personally identifiable information regarding you. Xap.com does not collect any personally identifiable information other than what users submit and their browsers transmit.

MINIMUM AGE OF 13 REQUIRED TO ESTABLISH AN ACCOUNT
Xap.com will not collect any information from persons who are not yet 13 years old. If you are under 13 years of age, you are not authorized to create an account on Xap.com, but you can utilize those portions of Xap.com that do not involve the collection of personal information from users.

If you are 13 years of age or older, you are encouraged to create an account on Xap.com and to utilize all of Xap.com, which will help you plan, prepare and pay for your future education.

WAYS IN WHICH PERSONAL IDENTIFYING INFORMATION MAY BE USED
Xap.com will use your personal identifying information to complete the following forms and surveys, to obtain information for you and to effect transactions on your behalf, in each case only upon your instructions to do so:

Your personal identifying information may also be used for the following purposes:

WITH WHOM PERSONAL IDENTIFYING INFORMATION MAY BE SHARED
Any time you request that we perform a task that involves a transfer of data, the data related to the performance of that task will be made available to a recipient you designate or to a service provider assisting us in completing that task. For example:

Note: If you begin an application for admission to a college or other educational institution, your name and other data entered on that application may be provided to the admissions office of that institution, even though you have not yet submitted a completed application to that institution.

SECURITY MEASURES TO PREVENT MISUSE OF INFORMATION ENTRUSTED TO Xap.com
Xap.com causes the data you input to be encrypted when in route between your browser and the Xap.com server and when in route between the Xap.com server and some other browser or server. This practice helps prevent unauthorized third parties from intercepting and gaining access to your private data during transmission over the Internet. Xap.com uses 56-bit, Secure Socket Layer encryption supported by both Netscape's and Microsoft's browsers.

Data residing on the Xap.com server is password protected, and access is provided only to the account holder who created the password, anyone to whom that account holder entrusted the password, and those employees of Xap who require such access to administer and maintain the Xap.com system or to provide requested customer support to users of Xap.com. Each Xap employee who has access to the data residing on the Xap.com server has agreed in writing to respect the privacy of all such personal data.

COOKIES
A cookie is a small file that a website transfers to a user's computer, which may then be stored on its hard drive. Xap.com uses cookies to remember you and personalize your web-viewing experience by keeping track of your session when logged on to Xap.com. Cookies enable you to maintain continuity as you move from page to page on Xap.com and to avoid the nuisance of being asked to provide the same information repeatedly. Cookies also allow us to make sure that only your browser can exchange information regarding your account with our servers. Cookies cannot be used to steal personal information or to gain access to information that you did not directly provide. The cookies we use are set when you log on to Xap.com and are erased when you log off Xap.com or completely close your browser.

Don't want cookies?
Most browsers are initially set to accept cookies. If you don't want cookies, you can set your browser to disable or refuse cookies or to alert you when cookies are being used. You should note, however, that various Xap.com services might not function properly when cookies are not utilized.

LINKS
Xap.com hosts links to other sites or resources, and you may link to one of those sites or resources for a variety of purposes, such as visiting an official college website. These sites and resources have privacy policies that may differ from that of Xap.com, and for your protection, we recommend that you read and understand the privacy policy at any website prior to providing personal information on that website. Xap is not responsible for the privacy practices or the content of any websites to which Xap.com links or for the conduct of persons operating those websites. Xap, the colleges, the associations of colleges and the agencies represented on Xap.com do not have control over, and do not endorse such external sites and resources. Xap, the colleges, the associations of colleges and the agencies represented on Xap.com shall not be liable for any content, advertising, products or other materials on or available from such sites or resources. In addition, Xap, the colleges, the associations of colleges and the agencies represented on Xap.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, advertising, products or materials on or available through any such site or resource.

MODIFYING AND DELETING YOUR INFORMATION
You may update, otherwise modify or delete from the data stored on Xap.com any personal information you previously provided. To modify personal information, (i) log on to Xap.com, (ii) access either your user profile or an application containing the information you want to change, and (iii) modify that information using standard word-processing techniques. To delete personal information that is not a required field to be completed in your profile, (i) log on to Xap.com, (ii) access your user profile, and (iii) delete the information you want to remove from Xap.com using standard word-processing techniques and (iv) save the change. To delete personal information that is a required field to be completed in your profile, you will need to contact Xap at 1-800-GOTO-XAP and request that your profile be deleted. Please recognize that if you delete information, it will no longer be available on Xap.com so that, for example, if a college to which you previously submitted an application were to attempt to retrieve that application from Xap.com after you made the deletion the deleted information would no longer be accessible. Similarly, when accessed over Xap.com, information that has been updated or otherwise modified will appear in its then-most current form, rather than in the form in which it may have been submitted at some earlier time.

AMENDING THIS PRIVACY POLICY
Xap may amend this Privacy Policy from time to time. Unless legal obligations require faster implementation, if Xap makes any substantial changes to this Privacy Policy concerning use of your personal information Xap will notify you by posting a message on the Xap.com homepage for at least thirty days. Thereafter, the new privacy policy will apply to all data previously submitted or subsequently submitted to Xap.com, unless such use if prohibited by law. If you do not wish to have your information used in accordance with a newly posted privacy policy, you should modify or delete the relevant information in the manner described in the preceding section, "Modifying and Deleting Your Information."

QUESTIONS
If you have any questions about this Privacy Policy and the privacy practices on this site, you may contact us at privacy@Xap.com.org.